Roof replacement
Impact-resistant (Class 4) shingles
Impact-resistant shingles are tested to UL 2218, with Class 4 the highest rating. Texas law requires insurers to offer a premium discount for qualifying impact-resistant roofs, and these shingles also tend to hold up better to wind-blown debris.
- Typical time
- Same as a standard re-roof.
- Repair or replace
- An upgrade at replacement time.
Hail is less frequent in the Golden Triangle than in North Texas, but severe storms do hit, and many Class 4 shingles also carry high wind ratings. For homeowners already re-roofing, the upgrade can pay back through lower premiums.
Ask your insurer what discount applies and what paperwork it needs — usually the invoice and product certification — before choosing a product.
Impact-Resistant Shingles at a glance
- What it is
- Impact-resistant shingles are tested to UL 2218, with Class 4 the highest rating.
- Service category
- Roof Replacement
Signs you need impact-resistant shingles help
- Planning a replacement
- Prior hail claims
- Insurer offers an impact-resistant discount
- Many trees or debris sources nearby
Quick answers
Impact-Resistant Shingles: the short version
How long impact-resistant shingles takes
Same as a standard re-roof.
When impact-resistant shingles can wait, and when it can't
Decide before your next re-roof.
Fix or replace impact-resistant shingles?
An upgrade at replacement time.
Why impact-resistant shingles happens
Hail and wind-blown debris.
The work
What the roofer does
- 1
Check the discount
Confirm your insurer's discount and documentation.
- 2
Choose a product
Class 4 rated line with a high wind rating.
- 3
Install and document
Install to spec; provide certification for the insurer.
What moves the price of impact-resistant shingles
A premium over standard architectural shingles, often offset by an insurance discount.
- Product premium over standard architectural
- Roof size
- Insurance discount offset
Impact-Resistant Shingles: common questions
Do Class 4 shingles prevent all hail damage?
No shingle is hail-proof, but Class 4 shingles resist much larger impacts before cracking than standard shingles.
Will my insurance go down with Class 4 shingles?
Texas insurers must offer a discount for qualifying impact-resistant roofs; the amount varies by company.
Service area
Impact-Resistant Shingles across the Golden Triangle
Related
Services often paired with impact-resistant shingles
Asphalt Shingle Roofing
Asphalt shingles are the most common roof in the Golden Triangle.
Learn more
Hail Damage Roof Repair
Hail damage shows as random bruises, cracks or spots of lost granules on shingles, plus dents in vents, gutters and other soft metals.
Learn more
Roof Replacement
A roof replacement tears the old roof down to the decking, replaces any rotten boards, and installs new underlayment, flashing, ventilation and shingles or metal panels.
Learn moreGuides
Reading on impact-resistant shingles
Call about impact-resistant shingles
Hail and wind-blown debris.